Keep your business running smoothly with Business Advanced Checking®

Warehouse business owners consulting data
Warehouse business owners consulting data

Warehouse business owners consulting dataBusiness Advanced Checking is ideal for established businesses with high monthly transaction activity and cash management needs. With low monthly maintenance fees and 500 included transaction items, you can rest assured knowing your checking account meets your current needs, while being flexible enough to accommodate future growth.

Business Advanced Checking Benefits

Multiple options make it easy to avoid monthly maintenance fees

$15,000 Cash Deposits Included, $0.35 per $100 of cash over the monthly limit

Free access to hundreds of Associated Bank ATMs and 30,000+ surcharge-free ATMs¹

Access to Business Digital Banking or Associated Connect®³

$50 Overdraft Grace Zone for Business

Preferred money market rates⁴

Free paperless statements

Dedicated Business Customer Care Center at 800-728-3501

Hundreds of convenient locations throughout Illinois, Minnesota and Wisconsin

Account Requirements

Here is what you need to open your business checking account:

  • Social Security number (SSN) or Employer Identification Number (EIN)
  • Documents verifying your business registration and your authority to act on behalf of and control, manage or direct the business

Monthly maintenance fee of $35, waived by:

  • Maintaining an average monthly balance of $15,000 OR
  • Average relationship balances⁵ of $75,000 OR
  • Utilize an Associated Bank Merchant Services Account⁶

To avoid a $4 monthly paper statement fee⁷, you must enroll in business online banking, sign up for paperless statements and turn off paper statements.

500 item transactions included per month with no fee⁸

Minimum Opening Deposit of $100

Get your new business account today. A business banker will be happy to assist you.


Business Information

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Business Customer Care

  1. Associated Bank and MoneyPass® ATM use is free for Associated Bank customers. ATM owners outside of the Associated and MoneyPass networks may charge a fee. Associated Bank may charge a fee for using an out-of-network ATM. Balance inquiry and international fees may apply. Review your account disclosure and fee schedule for more details. MoneyPass is a registered trademark of Fiserv Solutions, LLC or its affiliates. 

  2. A free Associated Bank Business Debit Mastercard® may be used to reduce transaction fees, as debit card purchases are not counted in the monthly transaction limit.

  3. Associated Bank does not charge a fee to download our digital applications; however, transactional fees may apply. Carrier message and data rates may apply, check your carrier’s plan for details. Visit AssociatedBank.com/disclosures for Terms and Conditions for your service.

  4. Preferred APY requires a qualifying business or commercial checking account under an identical customer ID. If the qualifying checking account is not maintained, the account will be converted to the standard pricing for the applicable product. For current rates, refer to an Associated Bank Deposit Account Rates Sheet or ask a banker for more information.

  5. Relationship balances include aggregate average balances of any business deposits, business loans and consumer deposits under identical customer profile. Note: Excludes HSA Accounts, Elan/FDR credit cards and AIS Investment Accounts.

  6. To qualify for the Merchant Services Monthly Account Maintenance Fee waiver, the business must have an open and active Associated Merchant Services account, the business checking account must have been opened on or after January 1, 2018 and be leveraged for the Associated Merchant Services processing transactions. Once the Merchant Services Monthly Maintenance Fee waiver is active, other business checking accounts opened with the same Tax ID will also qualify to receive the waiver.

  7. Clients who received combined paper statements are also subject to the per account fee. Paperless statements are available at no charge.

  8. Includes deposits and other credits, items deposited, checks and other debits, Remote Deposit items, and ACH originated debits and credits. Does not include debit card purchases. See applicable business checking product disclosure for details.

  • For additional account details, please refer to the Deposit Account Agreement, the current Deposit Account Rate sheet, the applicable Checking Product Disclosure or product information brochure.

  • Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.